Back to Home
N2

N26

Payment Systems

N26 provides mobile banking and, in supported markets, stock and ETF investing through a partner-enabled product. Its official announcements describe market-specific availability and pricing changes, including free trading for eligible customers, while banking deposit protection and investment-product protections are governed by different terms. Check the current country and product disclosures before treating N26 as a universal broker.

Data status: partially verifiedLast verified: 2026-08-02Provider website

Tradivex does not independently verify every listing. Confirm fees, licence details, eligibility, and availability before using a service.

Catalog tags

European Bankers Beginners Minimalist Users

Risk Warning

Trading financial instruments involves significant risk and can result in the loss of your invested capital. You should not invest more than you can afford to lose and should ensure that you fully understand the risks involved. Leverage trading can amplify both profits and losses. Past performance is not indicative of future results. Before trading, please consider your level of experience, investment objectives, and seek independent financial advice if necessary.

Key Features

Bank License
Spaces Sub-Accounts
Stock & ETF Trading
Real-Time Notifications
Foreign Currency Spending
Overdraft
Shared Spaces

Listed highlights

  • European banking product
  • Spaces budgeting features
  • Mobile notifications
  • Stock/ETF investing in supported markets
  • Country-specific product disclosures

Listed considerations

  • Limited availability (Europe only)
  • Trading via third-party provider
  • No crypto trading
  • Free plan has limited features

Quick Comparison

FeatureN26SquareRevolutNetellerPayPal
RatingNot availableNot availableNot availableNot availableNot available
PricingPlan and country dependentPayment method, product and plan dependentPlan and country dependentMethod- and country-dependentTransaction and product dependent
Founded20132009201519991998

Frequently Asked Questions

Can I invest through N26?
Yes, N26 offers stock and ETF trading through a partnership. You can buy and sell stocks commission-free (limited free trades per month depending on plan) directly from the N26 app.
What are N26 Spaces?
Spaces are sub-accounts within your main N26 account that help you organize money for specific goals (e.g., travel, emergency fund, rent). Shared Spaces allow joint savings with others.
Pricing
N26 plan prices and stock/ETF trading terms vary by market. Current official announcements describe free trading in some products and countries, while account subscriptions and other banking services have separate prices.
Min Deposit
Account and product dependent
Founded
2013
Mobile App
Yes
Demo Account
No
Withdrawal
1-2 business days
Support
In-App Chat, Phone (Metal plan), Email
Regulation
BaFin and Deutsche Bundesbank for applicable banking entity; investment product terms differ

Licence number and legal-entity verification: not recorded. Check the regulator directly.

Platforms
iOSAndroidWeb
Deposit Methods
SEPA TransferInstant TransferDebit Card