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Paytm

Payment Systems

Paytm is India's largest digital payments platform founded in 2010, offering a wide range of financial services. The platform provides UPI payments, digital wallet, bill payments, mobile recharges, and investment services. Paytm is particularly noted for its widespread adoption in India and integration with daily life. The platform also offers Paytm Money for stock trading and mutual funds, and Paytm Payments Bank. Paytm is regulated by the RBI and other Indian financial authorities.

Data status: partially verifiedLast verified: 2026-08-03Provider website

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Catalog tags

Indian Users Daily Payments Investment Beginners
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Risk Warning

Trading financial instruments involves significant risk and can result in the loss of your invested capital. You should not invest more than you can afford to lose and should ensure that you fully understand the risks involved. Leverage trading can amplify both profits and losses. Past performance is not indicative of future results. Before trading, please consider your level of experience, investment objectives, and seek independent financial advice if necessary.

Key Features

UPI Payments
Digital Wallet
Bill Payments
Mobile Recharges
Paytm Money
Payments Bank
QR Code Payments

Listed highlights

  • Widely accepted in India
  • UPI integration
  • All-in-one platform
  • Paytm Money for investing
  • Easy to use

Listed considerations

  • • India-focused only
  • • Customer support can be slow
  • • Fees on some services
  • • Limited international use

Quick Comparison

FeaturePaytmPhonePeRazorpayNetellerPayPal
RatingNot availableNot availableNot availableNot availableNot available
PricingProduct and transaction dependentProduct and transaction dependentPayment-method and business-plan dependentMethod- and country-dependentTransaction and product dependent
Founded20102016201419991998
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Frequently Asked Questions

Is Paytm regulated in India?
Yes, Paytm is regulated by the Reserve Bank of India (RBI) for payments and SEBI for investment services through Paytm Money.
What is Paytm Money?
Paytm Money is Paytm's investment platform that allows users to invest in stocks, mutual funds, and ETFs. It's regulated by SEBI.
Does Paytm charge for UPI transactions?
No, Paytm does not charge for UPI transactions. UPI payments are free on the platform.
Pricing
Paytm consumer, wallet, merchant-gateway and investment products have different terms. Paytm's current business pricing lists product-specific plans and fees; verify the applicable service before relying on a rate.
Min Deposit
$0
Founded
2010
Mobile App
Yes
Demo Account
No
Withdrawal
Instant to 2 days
Support
24/7 Chat, Email, Phone
Regulation
RBISEBI

Licence number and legal-entity verification: not recorded. Check the regulator directly.

Platforms
WebiOSAndroid
Deposit Methods
Bank TransferUPICredit/Debit Card