PhonePe
PhonePe is India's leading UPI-based payment app founded in 2016, now owned by Flipkart. The platform provides UPI payments, digital wallet, bill payments, mobile recharges, and investment services. PhonePe is particularly noted for its fast UPI transactions and widespread merchant acceptance. The platform also offers PhonePe Switch for shopping and PhonePe Pulse for analytics. PhonePe is regulated by the RBI and is one of the most popular payment apps in India.
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Catalog tags
Risk Warning
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Key Features
Listed highlights
- Fast UPI transactions
- Widely accepted
- No fees on UPI
- Insurance and mutual funds
- User-friendly
Listed considerations
- • India-focused only
- • Limited to UPI ecosystem
- • Customer support can be slow
- • No international payments
Quick Comparison
| Feature | PhonePe | Paytm | Razorpay | N26 | Neteller |
|---|---|---|---|---|---|
| Rating | Not available | Not available | Not available | Not available | Not available |
| Pricing | Product and transaction dependent | Product and transaction dependent | Payment-method and business-plan dependent | Plan and country dependent | Method- and country-dependent |
| Founded | 2016 | 2010 | 2014 | 2013 | 1999 |
Frequently Asked Questions
Is PhonePe regulated in India?
Does PhonePe charge fees?
Can I invest through PhonePe?
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Licence number and legal-entity verification: not recorded. Check the regulator directly.